Enjoy flexible and affordable installment terms at low, fixed add-on rates.

Feature and Benefits
BPI Express Balance Transfer allows you to move your credit cards' outstanding balance to BPI Express Credit. This way, you save on monthly interest charges compared to what you have paid for with your other credit cards.
| Absolutely NO hidden charges | Hassle-free application | Cash available as fast as the next banking day |
![]() |
|||
| 24 | 0.59% | 0.047567 | 13.05% |
| 18 | 0.59% | 0.061456 | 13.02% |
| 12 | 0.69% | 0.090233 | 14.95% |
| 9 | 1.25% | 0.123611 | 26.24% |
| 6 | 1.25% | 0.179167 | 25.28% |
| 3 | 1.25% | 0.345833 | 22.36% |
Rates are effective from May 1 until July 31, 2013.
Per DTI-NCR Permit No. 2419, Series of 2013
How to Avail
Visit any BPI branch of BPI Express Banking Center (EBC) and completely accomplish the BPI Express Balance Transfer Charge Form.
Submit your signed BPI Express Balance Transfer Charge Form and present your BPI Express Credit Card with other bank's credit card statement of account and two valid IDs. The branch personnel will process your application.
Claim proceeds of your loan on the next banking day* with credit to deposit account arrangement.
*Applicable for transactions approved via BPI point-of-sale terminal in BPI branch/EBC with credit to deposit account arrangement.

