Special Installment Plan (S.I.P.)
Enjoy flexible and affordable installment terms at low, fixed add-on rates.



Features and Benefits

BPI Express Balance Transfer allows you to consolidate your other credit card balances with your BPI credit card.

Save on high interest charges and pay on fixed monthly installments for as low as 0.79%*.

*Terms and Conditions apply.

Get as much as your available credit limit
Get cash as fast as the next banking day
Apply hassle-free in over 800 branches nationwide


 3  1.25%  0.345833 22.36%
 6  0.89% 0.175567 18.08%
 9  0.89% 0.120011 18.83%
 12  0.79% 0.091233 17.06%
18 0.79% 0.063456 17.26%
24 0.79% 0.049567 17.26%
36 0.79% 0.035678 17.05%

*Monthly rates for 3- to 36-month terms are valid until further notice.
*Effective Interest Rate (P.A.) of 17.05% on 36-month term.



Avail NOW!
Simply visit any BPI or BPI Family Savings Bank branch nearest you with your other bank’s current billing statement.


Terms and Conditions

Bank of the Philippine Islands is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or concern, you may call BPI at (02) 89-100 from Metro Manila or 1-800-188-89100 for domestic toll-free calls (available to PLDT subscribers), and +63+2+89-100 for mobile phone and international access. You may also contact BSP Financial Consumer Protection Department at (02)708-7087.