BPI Cards
Want a hassle-free way to shop and spend across islands and continents? BPI Cards lets you do just that - and more!

Annual Fee:

P 2250

Annual Fee for 1st Supplementary:

Free for Life

Annual Fee for 2nd to 6th Supplementary:

P 1125

Finance Charge:


BPI Gold Mastercard: The Premium Card

The BPI Express Credit Gold Mastercard is the card that provides better value with greater peace of mind. Cardholders who use their card to purchase their travel tickets enjoy FREE travel insurance of up to P10 million. 

During emergencies, cardholders can do cash advance of up to 100% of their credit limit. Plus, worldwide 24/7 cardholder assistance from Mastercard's 24/7 Global Service Number and BPI Express Phone's 24/7 International Toll-Free Service. Because you come second to none, enjoy special perks for your privileged lifestyle.


  • AMF Waiver: First year FREE
  • Annual Income Requirement: P480,000
  • Real Thrills Rewards Points: P35 = 1 point
  • FREE Travel Insurance package of up to 10 million*
  • 24/7 Customer Service through BPI Express Phone and Mastercard’s Global Service
  • Cash Advance of up to 100% of your credit limit
  • Contactless Technology

    *Travel fare must be charged to your BPI Express Credit Card

For any concerns, you may email us at expressonline@bpi.com.ph or reach us by calling our hotline numbers at:
Metro Manila: (02) 89-100
Domestic Toll-Free No: 1-800-188-89100 (available for PLDT)
Mobile phone and International Access: 63 + 2 + 891-0000

Bank of the Philippine Islands is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087.

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