Promo Mechanics

1. The offer is open to cardholders in good standing. The qualified BPI Credit Cards are as follows:
Blue Mastercard, Gold Mastercard, Petron-BPI Mastercard, BPI SkyMiles Mastercard, BPI SkyMiles Platinum Mastercard, BPI Visa Signature, Edge Mastercard, BPI Amore Visa, BPI Amore Platinum Visa, and BPI Family Credit Mastercard.

2. Cardholders should use their qualified BPI Express Credit card to avail of Special Installment Plan (S.I.P.) on Real 0% interest for a minimum purchase of Php3,000 on selected items and terms

3. BPI Express Credit’s Real 0% interest and reduced rates on S.I.P. are available on selected items at selected terms for a minimum purchase of P3,000. All transactions are subject to BPI Authorizations approval.

4. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.

5. If a cardholder decides to pre-terminate his (S.I.P.) transaction prior to the first billing, BPI Express Credit will charge a pre-termination fee of P550 plus an additional 2% interest on the principal amount. If the pre-termination is done after the 1st billing, monthly payment shall first be applied to the interest then to the principal using the diminishing balance method plus a pre-termination fee of P550.

6. The terms and conditions governing the issuance of the BPI Express Credit and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this offer.


Participating Merchants:

Accent Micro

Mega Cellular



AV Surfer

Microstation Computer Center

Beyond the Box


BSD International

Mobile 1



Canon D-Zone

PC Express


PC Express


PC Live

Crescendo Audio and Music

PC Worx

Digital Walker





Picture City



Gadgets in Style

Power Mac


Silicon Valley


Sony Centre by Avid

Hello Telecoms

Techead Systems


The Electrornics Boutique

Listening in Style

VillMan Computers


For more Real Thrills by BPI,