Promo Mechanics:
1. Real 0% facility is open to existing BPI Express Credit (Blue MasterCard, Gold MasterCard, Petron-BPI MasterCard, BPI Edge MasterCard, BPI SkyMiles MasterCard ,BPI-WorldPerks MasterCard, BPI Amore Visa Classic and BPI Amore Visa Platinum) and BPI Family Credit Card cardholders of good credit standing. 

2. Cardholders should use their qualified BPI Express Credit card to avail of Special Installment Plan (S.I.P.) on Real 0% interest for a minimum purchase on select items and terms. 

3. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.

4. If a cardholder decides to pre-terminate his (S.I.P.) transaction prior to the first billing, BPI Express Credit will charge a pre-termination fee of P550 plus an additional 2% interest on the principal amount. If the pre-termination is done after the 1st billing, monthly payment shall first be applied to the interest then to the principal using the diminishing balance method plus a pre-termination fee of P550.

5. The terms and conditions governing the issuance of the BPI Express Credit and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this offer.

Participating Merchants:

Ace Centerpoint

Budget Wise

Crossings Department Store

E-Mall Department Store


Fisher Fashion Store


Gaisano Capital

Houseware Plaza Department Store

Isetann Department Store

Landmark Department Store

LCC Department Store

Metro Gaisano

Prince Warehouse

Robinsons Department Store

Rustans Department Store

The SM Store

Wellworth Department Store


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