Promo Mechanics

1. Real 0% facility is open to existing BPI Credit Cards (Classic, Blue MasterCard, Gold MasterCard, Petron-BPI MasterCard, BPI Edge MasterCard, BPI SkyMiles MasterCard,BPI-WorldPerks MasterCard, BPI Amore Visa and BPI Amore Visa Platinum and BPI Family Credit Card) of good credit standing.

2. Cardholders should use their qualified BPI Credit Cards to avail of Special Installment Plan (S.I.P.) on Real 0% interest for a minimum purchase of Php3,000 on select products, services and terms. All transactions are subject to BPI Authorizations approval.

4. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.

5. If a cardholder decides to pre-terminate his (S.I.P.) transaction prior to the first billing, BPI Credit Cards will charge a pre-termination fee of P550 plus an additional 2% interest on the principal amount. If the pre-termination is done after the 1st billing, monthly payment shall first be applied to the interest then to the principal using the diminishing balance method plus a pre-termination fee of P550.

6. The terms and conditions governing the issuance of the BPI Credit Cards and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this offer.

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