Promo Mechanics

  1. Real 0% is open to cardholders in good standing. The qualified BPI Credit Cards are as follows:
    • Blue Mastercard, Gold Mastercard, Petron-BPI Mastercard, BPI SkyMiles Mastercard, BPI SkyMiles Platinum Mastercard, BPI Visa Signature, Edge Mastercard, BPI Amore Visa, BPI Amore Platinum Visa, and BPI Family Credit Mastercard.
  2. Cardholder is entitled to Real 0% installment on 3 up to 24 months term.
  3. Purchase of one (1) unit of any selected item is considered a single purchase transaction. A single purchase transaction requires only one approval. Splitting the single purchase transaction across several participating BPI cards or into smaller transaction sizes which will consequently require multiple transaction approvals will not be allowed. However, if a client wishes to purchase more than one unit of the selected item, each unit can be charged as a single purchase transaction to different BPI participating cards.
  4. BPI shall offer Special Installment Plan (SIP) Real 0% interest terms on select items for a minimum purchase for BPI credit cardholders only.
    • The minimum single purchase transaction is P3,000 or higher depending on the merchant.
    • The installment offer and terms vary per merchant and may be available for select items only.
    • All transactions are subject to BPI Authorizations approval.
  5. Should the credit cardholder decide to terminate the SIP transaction prior to the first billing, BPI Cards will charge an early termination fee of P550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is P550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.
  6. Offer cannot be exchanged for cash, gift certificates, privileges, rewards and/or other items/products.
  7. Offer should be given instantly at the merchant branch where the purchase was made.
  8. Any dispute concerning the offer, or service shall be settled directly between the Cardholder and merchant.
  9. In case of dispute in respect of BPI only and the customers' availment of Real 0%, the decision of BPI with the concurrence of DTI shall be considered final and irrevocable. However, if dispute involves merchant and its performance and/or delivery of services and/or products to customers, subject to the General Provisions set out above, the decision of BPI and merchant.
  10. The terms and conditions governing issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo campaign.


Abenson Eco-Tech Appliance Ocampo's Megastore Sony Centre By Metro Plaza
Addessa Corp Emcor Oro Holiday Appliance Special Appliance Plaza
Air Prosystems, Inc. Fiesta Home Center Oro Holiday Appliance Plaza Sylpauljoyce Furniture
Alson's Trading Fukuda Factory Outlet Practical Home Tarlac Mac Enterprise Inc.
Ambassador Appliance GC Appliance Prima Home Depot The First Family Appliance
Anson's Gloria Bazar Quality Appliance Plaza Tiong San Appliance
Asian Home Appliance Center Goshen Homecare Richburg Trinity Appliance Center
Automatic Centre Green Rays Rj Homes VL & Sons Enterprises
Better Living Appliance Center Imperial Appliance Robinsons Appliances Western Appliances
BHF Appliances J Gainza's Furniture S&J Caleon Marketing Willy And Sons
Budget Home Depot Jayson Marketing Samsung Appliance (Ayala) Your Choice Décor
Cebu Appliance Center JKM Infineon Tech Samsung By Metro Plaza
Central Quality Appliance Magic Appliance Center Savers Appliance
Consumers Appliance Manhattan Marketing SM Appliance Center
CQ Lifestyle Center Metro Plaza SMSFloor Center
CSI Appliance Mindanao Solidmark Solidmark Inc.
Desmark MJS Appliance Center Sony Centre By Metro Plaza
Dimdi National Commercial Special Appliance Plaza
Echo Appliance New Santiago Liberty Store Corp Sylpauljoyce Furniture


AAF Scooter Emcor LM Guevara Roadstar
Absolute Autoworks Trading Inc. F&E Enterprises Macro Tires Rubberland Auto Parts
Aj Carhub Flywheel Cars Mantrade Development Rubberpoint Tire
Allied Tire Center Force Works Marcjan Cavite Enterprise Serolf
Autofocus Service Center Ford Mazda SNY Customs
Autotunes Car Accessories Go Autoworks Lab -Cdo Mega Dub Unlimited Southern Motors
Avescor Godspell Automotive Millenium Speedy Tires
Banawe Car Care Center Good Year Mitsubishi Sportline Auto Parts
Black Rhino GPT Motorcycle MJG Automation Center Suzuki
Blade Growl Motomarket The Tire Shop
Blue Line Car Accessories Haima Cars Pampanga Motomio Timog Tirehaus
Bruce Car Repair Hardcore Brothers Motorplaza Tire City
Buen Viaje Tire Honda Cars Motorpro Top Shift Motor
Carmix Pampanga Hotwheels Motoworld Toyota
Carworld Hyundai M-Tech Auto Accessories Tyremart
CBV Autoparts Iconic Dealership Nas Air Auto Shop Ubec Mags & Accessories
Ceejay's Auto Car Center Image Cars New Antipolo UCM ATV Motors
Centerline Car Isuzu New Capitol Tire Valvoline
Cfg Trading Japnar Trak NH Miller Car Care Versa Vantage Trading
Chevrolet Jeff's Offroad Nissan Volkswagen
Dainese Jetcar Accesories Northmin Performance West Wheels Auto Service
Dancorr Car Care Joesons Commercial Outdoors Club Wheelhaus
Davao Bonifacio Motors (Tata Davao) Joven Tire Enterprise Phil's Car Care Wuerth Phil
Davao Molave Tire Supply JR Sport Trading Quest Car Accessories Yokohama
Decudao Cycle Jun & Jay Car Care Center Co RAF Tire Center Ziebart
Denovo Express Karrjackson Auto Shop Real Lubeman Davao
Devonne Tire Auto Kia Realson
Efficiens Ent. Corps LA Accessories & Window RF Wheels
EMC Tire Center Laus Auto Services Ridea Concept


3GX Computer & IT Bong Country Phone Denver's Computer Shoppe Globalink
5th Avenue Bose DG Phones Globe
8 Telcom BSD International Digital Hub Globotel Mobile
A.C. Bello Cellphone & Accessories Camerahaus Digital Hub Graphic-All-In
AAC Tech Canon Digital Interface Gui
Accent Micro Canon D-Zone Digital Village Gulf Trading
Acer Concept Store Cell Connect Digital Walker Haldane
AEE Computer Online Cell Zone Calbayog Digital Zoom Hello Telecom
Aerophone Celplus Fonshop Double K Computer Henry's Professional
All Electronics Cherry Mobile D-Vision Herrera Brothers
All World Sorsogon Classic HiFi Easyline Hp Store Cdo
Alpanet Computer Service Classique Mobile Center Electroworld HP Stores
Asianic Colours Digital Fotoshop E-Phone Huawei
AV Surfer Columbia Computer Center Famous Cellphones Hypertech Computers
Avid Compex Fonerange Communications I Center
BCG Enterprises Complink Fonestyle Accessories Ibook Comuter Store
Belkin Concept Computers G Shack Communication iCenter
Beyond the Box Country Shoppe Cell Phone Gadgets in Style IEC Computers
Bitstop Bicol Sales Dagupan QSL Wireless Solutions Giga Sport In-Box Personal Phones
Blas Edward's Computer Sales & Rental Datalink Technology Gigahertz Infomax


Health and Wellness
360 Fitness Dermcare Llondonaire Beauty Skin Philosophy
Acoba Dental Clinic Dihas Skin Aesthetic Madayag Mesoderm Skin Station
Arvin Dela Rosa Dental Clinic Dr. Smile Manubay Dental Clinic Skinetics Spa
Asian Derma Clinic Elman Health Innovation Marie France Skintech Face & Beauty Center
Atienza Dental Clinic Elood Aesthetic Bar Medispa Slimmers World Face & Skin Clinic
Axis Fitness Center Eye Crafter Naga Tooth Specialists Smile Domain Dental Clinic
Bio Balance Facial Care Centre Nqm Skin Clinic SR Mijares Dental
Bio Essence Facial Care Centre for Men Ogawa St Jude Optical Clinic
Brightsmile Faith Sagun Dental Clinic Palawan Skin & Surgical Center Tooth Specialist
Cagaanan – Bangcong Dental Clinic Flawless Patdu MD Medical Clinic Top Core Dental
Candava Skin Gainezka Inc Pink And Gold VMV Hypoallergenics
Care to Bare Green Apple Dental Positive Living Zamora Dental
Cool Eyes Optical Green Focus Ruiz Skin Center
CSA Derm Centre Hairzone Santos Dental Clinic
Curves Club for Women HJM Aesthetic Naga Savi Smile Dental
Debbie Soriano Clinic House of Obagi Sharon Antonio Dental Clinic
Dentaland Clinic Human Nature Naga - Bercasio Shinagawa
Derma Lounge I-Slim & Skin Center Shutter Master
Dermaline Direct K101 Pharma Skin 101


Home Improvement
@ Home Furniture by Olivan Global Views Maquiling Hardware Group Rainbow Pacific
Ace Builders Guaio Furnitures Material World Builders S & J Hardware
Ace Express Handyman Maxene's Home Ideas Saizen
Ace Hardware Harley's Home Hardware MC Home Depot Santol Marketing
Belmont Hardware Depot Home Options Metro Living SC Glorioso Hardware
Better Living Tile Home Plus MZD Home Sogo Home & Office Center
Blims Fine Furniture Homeworks Neohome furniture Sta. Cruz Lumber
Bodega Glassware House Everything Trading New Santiago Liberty Store Tile Center
Bodega Site Houston Home Depot Nitz Furniture True Value
Cebu Atlantic Hardware Howards Storage World Nuga Best Veneth Enterprises Inc.
Cebu Home Builders Ilaw Atbp Olivan Home Builder Vintage Living
City Home Enterprise Sorsogon Infinity Home Furnishings Ortigas Home Depot Viva Home Depot
CSI Furniture JT Mercader Our Home Willy & Sons
CTG Furniture KP Houseware Patwoods Process Tempur
CW Home Depot Las Pinas Home Depot Perpetual Home
DBC Furnishings Lifestyle Interior Polyflex Industries Camsur
De Oro Pacific Homes Living N Style Premium Concepts
Dream Home Furniture Loft Details PVM Trading
Easy Home Furniture M. Tanoy Quality Ceramics
Ehome Improvement MakeRoom & More Quezon Furniture
Ellen’s House of Frames Mandaue Foam R.G. Balingit Home


Asian Hospital Chinese General Hospital Makati Medical Center Medical City


Jewelry and Watches
ACF Jewelry Shop Laoag Franvir Metro Elle Pawnshop RSY Diamond Pawnshop & Jewelry
Agatha G-Factory Miladay Jewels Segnatempo
Agencia Nina Glycine Multi Time Sophia Jewellery
Beneluxe Goldmega Trust Pawnshop My Diamond Suarez Wedding Rings
BHf Gemline Hafilan's Gift Shop My Gold Swatch
Cartier Hour Glass Nixon Technomarine
Casio Invicta Norj Pearl Shop Time Depot
Charriol Jeanett's Watch & Gallery Ocampo's Fine Jewelry Time Setter
Chronos Jewelry Express Oro China Wedding Time Trend
Citizen Emporium Jewels By Allison Oro Galleria Timex
City Time Karat Gold Orogold Jewelries N' Watches Treasures By Carla
Daniel Wellington Karat World Paul Hewitt Trollbeads
D'VJ Jewellers Store L Time Studio Perry Ellis Washington Watches and Jewelry
Fatma Jasri Jewelry Liberty Diamonds Prime Asia Watch Republic
Fossil Meridian Time Gear Royal Gem William L.


Aerial Travel & Tours Limcon Travel Skysales Travel Universal Access Travel
Euro Airlink Travel Marvelous Dream Travel The Hubs Airline Virgo Travel Partner
Golden Aero Travel Pan Asiaworld Holidays Travel Best
Horizon Travel & Tours Shadow Travel and Tours Uniorient Travel