1. Real 0% installment feature is open to existing BPI Credit Card (Blue Mastercard, Gold Mastercard, Petron-BPI Mastercard, BPI Edge Mastercard, BPI SkyMiles Mastercard, BPI-WorldPerks Mastercard, BPI Amore Visa Classic and BPI Amore Visa Platinum) and BPI Family Credit Card cardholders of good credit standing.
2. Cardholders should use their qualified BPI Credit Card to avail of Special Installment Plan (S.I.P.) on Real 0% interest for a minimum purchase on selected items and terms.
3. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
4. If a cardholder decides to pre-terminate his (S.I.P.) transaction prior to the first billing, BPI Credit Cards will charge a pre-termination fee of P550 plus an additional 2% interest on the principal amount. If the pre-termination is done after the 1st billing, monthly payment shall first be applied to the interest then to the principal using the diminishing balance method plus a pre-termination fee of P550.
5. The terms and conditions governing the issuance of the BPI Credit Card and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this offer.
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