Promo Period: April 22 – July 15, 2019

Qualified Card: BPI Visa Signature Card


Promo Mechanics:

1. The Free 90,000 Bonus Points Promo (“Promo”) is open to new and first-time approved principal cardholder of BPI Visa Signature Card whose BPI Visa Signature Card is activated within the Card Activated Period specified below and remain in good credit standing at the time of crediting of bonus points.

2. The cardholder should have no other previously issued BPI card to qualify for the Promo. Cardholders with upgraded, converted, replacement or renewal cards, whether bank or client initiated, issued within the Card Activated Period are NOT eligible for the promotion.

3. The promo will be awarded to qualified principal cardholders of BPI Visa Signature Card in the form of Ninety Thousand (90,000) Real Thrill Rewards (RTR) Premium Points which the cardholder can use to redeem rewards, shopping credits, hotel stays, local or international flights in My BPI Rewards. To illustrate, 90,000 Bonus points is equivalent to any of the following:

NOTE: These are sample rewards which the cardholder can redeem with 90,000 Bonus points. The full list of available rewards are available at My BPI Rewards catalog.  

4. To qualify for the Promo, cardholder must use his/her card at any establishment within the required spend period.  Purchases made by either principal or supplementary cardholder shall be combined in the computation of accumulated spend.  Cardholders should reach the minimum single or accumulated local or overseas spend requirement of P300,000 based on the actual Peso value reflected on the billing statement. Schedule of spending  and crediting of bonus RTR Premium Points are as follows:





April 22 – 30, 2019

April 22 – July 31, 2019

August  2019

May 2019

May 1 – August 31, 2019

September 2019

June 2019

June 1 – September 30, 2019

October  2019

July 1- 15, 2019

July 1 – October 15, 2019

November 2019


5. All local and international retail, installment, online and Mail Order Telephone Order (MOTO) transactions are qualified.

6. Gaming transactions, annual fees, finance or interest charges on both regular and cash advance transactions, late payment charges, disputed transactions, credit transaction adjustments, and all fees related to card replacement and cash advance are excluded from the Promo.

7. For installment purchases, the principal/ full purchase amount shall be included in the computation of qualified spend.

8. A cardholder can only be credited once throughout the duration of the Promo, regardless if the spend is over and beyond the minimum spend requirement.

9. An SMS will be sent to qualified cardholders when the bonus rewards points have been credited to his/her RTR Premium account. Cardholder can view the points when he/she login at BPI My Rewards Portal. 

10. All redemptions are subject to the terms and conditions of Real Thrills Rewards Premium Program, My BPI Rewards and BPI myVoyage.

11. Bonus RTR Premium Points will be forfeited in favor of BPI if the BPI Visa Signature Card is terminated at the time of crediting of the RTR Premium Points.

12. The RTR Premium Points earned for this Promo have no monetary value and are not convertible to cash.

13. Employees of BPI are disqualified from joining the Promo.

14. In case of dispute pertaining to the Promo including, but not limited, to the cardholder’s eligibility, coverage dates, transaction qualification, fulfillment, etc., BPI’s decision will prevail with concurrence of DTI. Any and all questions or disputes regarding the points credited to the cardholder must be raised within 30 days from crediting.

15. The terms and conditions governing the issuance and use of BPI Credit Card, the benefits and privileges of the BPI Visa Signature Card, and the availment and participation in the Real Thrills Rewards Premium Program, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


Per DTI – FTEB Permit No. 6630, Series of 2019