1. The promo is open to cardholders in good standing. The qualified BPI Credit Cards are as follows:
2. Cardholders should use their qualified BPI Express Credit card to avail of Special Installment Plan (S.I.P.) on Real 0% interest or SIP Add-on for a minimum* purchase on select items and terms.
For Real 0%:
For SIP Add-on:
3. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
4. If a cardholder decides to pre-terminate his (S.I.P.) transaction prior to the first billing, BPI Express Credit will charge a pre-termination fee of P550 plus an additional 2% interest on the principal amount. If the pre-termination is done after the 1st billing, monthly payment shall first be applied to the interest then to the principal using the diminishing balance method plus a pre-termination fee of P550.
5. The terms and conditions governing the issuance of the BPI Express Credit and the reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this offer.
List of Branches: