Promo Mechanics:

1. The promo offer is open to all active cardholders in good credit standing of the following BPI Credit Cards: 

BPI Blue Mastercard BPI SkyMiles Mastercard
BPI Gold Mastercard BPI SkyMiles Platinum Mastercard
BPI Petron Mastercard BPI Amore VISA
BPI Family Bank Mastercard  
BPI Amore VISA Platinum
BPI Edge Mastercard BPI VISA Signature

2. Promo period is from September 16, 2019 to January 31, 2020.

3. BPI Credit Cardholders are entitled to enjoy up to 24 months Real 0% installment at participating merchants nationwide.

4. Purchase of one (1) unit of any selected item is considered a single purchase transaction. A single purchase transaction requires only one approval. Splitting the single purchase transaction across several participating BPI cards or into smaller transaction sizes which will consequently require multiple transaction approvals will not be allowed. However, if a client wishes to purchase more than one unit of the selected item, each unit can be charged as a single purchase transaction to different BPI participating cards.

5. During the promo period, BPI shall offer Special Installment Plan (SIP) Real 0% interest terms on select items for a minimum purchase for BPI credit cardholders only.

5.1. The minimum single purchase transaction is P3,000 or higher depending on the merchant.

5.2. Installment terms vary per merchant and may be available for select items only.

5.3. All transactions are subject to BPI Authorizations approval.

5.4. Cardholder can also choose to avail of other SIP features:

5.4.1. BUY NOW, PAY LATER (BNPL)

 First monthly amortization will be posted to credit cardholder’s account up to 30 days later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. BNPL is ONLY applicable to installment transactions at 12-month term and up.

5.4.2. Up to 100% BONUS MADNESS LIMIT for qualified credit cardholders

 Subject to favorable credit history, qualified credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

6. Should the credit cardholder decide to terminate the SIP transaction prior to the first billing, BPI Cards will charge an early termination fee of P550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is P550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

7. Offer cannot be exchanged for cash, gift certificates, privileges, rewards and/or other items/products.

8. Merchant discount/offer should be given instantly at the merchant branch where the purchase was made.

9. Promo is not valid in conjunction with any ongoing promotion, in-house promo or ad promo and other discount. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) and An Act Expanding the Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said R.A.s, whichever is higher, if applicable.

10. Any dispute concerning the offer, discount, or service shall be settled directly between the Cardholder and participating merchants with concurrence of DTI.

11. In case of dispute in respect of BPI only and the customers' availment of promo, the decision of BPI with the concurrence of DTI shall be considered final and irrevocable. However, if dispute involves merchant and its performance and/or delivery of services and/or products to customers, subject to the General Provisions set out above, the decision of BPI and participating merchants with the concurrence of DTI shall be considered final.

12. The terms and conditions governing issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo campaign.

 

Participating merchants

 

NATIONWIDE
Home & Appliances Computers and Gadgets Jewelry and Watches
Abenson Asianic Glycine
AllHome AV Surfer Invicta
Automatic Centre Beyond the Box Karat World
Dyson Camerahaus Miladay
Mandaue Foam Digital Walker My Diamond
Ogawa MemoXpress Paul Hewitt
SM Appliance Center MemoXpress Jr. Royal Gem
SMEG Octagon Technomaine
Univox Power Mac Center William L.
Uratex Scan & Print  
  Silicon Forest Others
Department Store Silicon Valley Delsey
The SM Store Sony by AVID Lyric
  The Loop Travelon*
    Victorinox*
    World Traveller*

 

METRO MANILA AND LUZON
Home & Appliances Computers and Gadgets Jewelry and Watches
Ambassador Appliances Accenthub ACME
Anson's Audionet BHF Gemline
BHF Appliances Bang & Olufsen Ferragamo
BLIMS BSD International Hugo Boss
Coleman Cellblitz Ingersoll
CSI Warehouse Club Cellboy Just Cavalli
First Mac Megasaver Celltime Maserati
KitchenAid DJI Drones Nixon
La-Z Boy E-Tab Roberto Cavalli by Franck Muller
Magic Appliances Fonerange Communication Sinn
RRS Marketing Fonestyle Accessories Sunjewel
Salad Master Gigahertz Swiss Military by Chrono
San-Yang Furniture Greentelcom Versace
Savers Appliances Henry's Professional  
SOGO Home & Office Center Huawei - Harbor Point Subic  
Western Appliances Huawei - Market Market Mall  
  Huawei - Marquee Mall  
Department Store Huawei - SM North EDSA Annex  
Rustan's Department Store Huawei - Trinoma  
The Landmark Huawei - Vertiz North  
Tiong San Department Store iBook  
  IDD SM Clark  
Others inbox  
Fiesta Home Center Intogadgets  
Manila Review Institute Mega Cellular  
Quezon Furniture Mobile Craze  
Shadow Travel and Tours OPPO - Market Market branch  
Veneth Enterprises PC Express  
  PC Market Center  
Wellness Pines Multi  
Aegle Wellness Preba  
Browhaus Presnet  
Strip Progressive Wireless  
  Real Me  
  Rulls Cellphone & Accessories  
  Samsung - Marquee Mall  
  Stormtech  
  Switch  
  Technokid  
  Timeline  
  Tylex  
  Urban Gadgets  
  Urstore  
  Villman  
  Wireless  
  WOW! Mobile  

 

VISAYAS
Home & Appliances Department Store  
Asian Home Appliance Metro Retail Stores  
First Family Appliance    
Imperial Appliance Plaza Bike Shop & Equipment  
  GEA Marketing Bikeshop  
Computers & Gadgets Planet Cycle  
Aerophone    
BCG Computers Jewelry and Watches  
Colours Photoshop Oro China  
Concept Computer    
Gadget Headz    
iStore    
Play Telecom    
POS Digital    
Red iCenter    
Save n' Earn    

 

MINDANAO
Home & Appliances Department Store Computers & Gadgets
Gloria Bazaar Budgetwise Jeanett's Jewelry
Mindanao Solidmark KCC Department Store Jrose Fine Jewelry
Metro Plaza NCCC Department Store (LTS Dept. Inc)  
Tagum Fiesta Felcris  
CQ Appliance Center    
  Beauty & Wellness  
Computers & Gadgets Bioessence  
8telcom Dihas Skin Clinic  
Columbia Computer    
Lenin Computer Others  
Meetrovi La Borsa Collezioni  
Mikrocell Phones    
Orogadgets    
Technomart    
Tekpone    
Wiltelcom    
S. Herrera Bros      

  *promo start date is on October 1, 2019 to January 31, 2020

Computers and Gadgets Jewelry and Watches
Abenson Asianic Glycine
AllHome AV Surfer Invicta
Automatic Centre Beyond the Box Karat World
Dyson Camerahaus Miladay
Mandaue Foam Digital Walker My Diamond
Ogawa MemoXpress Paul Hewitt
SM Appliance Center MemoXpress Jr. Royal Gem
SMEG Octagon Technomaine
Univox Power Mac Center William L.
Uratex Scan & Print  
  Silicon Forest Others
Department Store Silicon Valley Delsey
The SM Store Sony by AVID Lyric
  The Loop Travelon*
    Victorinox*
    World Traveller*
     
METRO MANILA AND LUZON
Home & Appliances Computers and Gadgets Jewelry and Watches
Ambassador Appliances Accenthub ACME
Anson's Audionet BHF Gemline
BHF Appliances Bang & Olufsen Ferragamo
BLIMS BSD International Hugo Boss
Coleman Cellblitz Ingersoll
CSI Warehouse Club Cellboy Just Cavalli
First Mac Megasaver Celltime Maserati
KitchenAid DJI Drones Nixon
La-Z Boy E-Tab Roberto Cavalli by Franck Muller
Magic Appliances Fonerange Communication Sinn
RRS Marketing Fonestyle Accessories Sunjewel
Salad Master Gigahertz Swiss Military by Chrono
San-Yang Furniture Greentelcom Versace
Savers Appliances Henry's Professional  
SOGO Home & Office Center Huawei - Harbor Point Subic  
Western Appliances Huawei - Market Market Mall  
  Huawei - Marquee Mall  
Department Store Huawei - SM North EDSA Annex  
Rustan's Department Store Huawei - Trinoma  
The Landmark Huawei - Vertiz North  
Tiong San Department Store iBook  
  IDD SM Clark  
Others inbox  
Fiesta Home Center Intogadgets  
Manila Review Institute Mega Cellular  
Quezon Furniture Mobile Craze  
Shadow Travel and Tours OPPO - Market Market branch  
Veneth Enterprises PC Express  
  PC Market Center  
Wellness Pines Multi  
Aegle Wellness Preba  
Browhaus Presnet  
Strip Progressive Wireless  
  Real Me  
  Rulls Cellphone & Accessories  
  Samsung - Marquee Mall  
  Stormtech  
  Switch  
  Technokid  
  Timeline  
  Tylex  
  Urban Gadgets  
  Urstore  
  Villman  
  Wireless  
  WOW! Mobile  
     
VISAYAS
Home & Appliances Department Store  
Asian Home Appliance Metro Retail Stores  
First Family Appliance    
Imperial Appliance Plaza Bike Shop & Equipment  
  GEA Marketing Bikeshop  
Computers & Gadgets Planet Cycle  
Aerophone    
BCG Computers Jewelry and Watches  
Colours Photoshop Oro China  
Concept Computer    
Gadget Headz    
iStore    
Play Telecom    
POS Digital    
Red iCenter    
Save n' Earn    
     
MINDANAO
Home & Appliances Department Store Computers & Gadgets
Gloria Bazaar Budgetwise Jeanett's Jewelry
Mindanao Solidmark KCC Department Store Jrose Fine Jewelry
Metro Plaza NCCC Department Store (LTS Dept. Inc)  
Tagum Fiesta Felcris  
CQ Appliance Center    
  Beauty & Wellness  
Computers & Gadgets Bioessence  
8telcom Dihas Skin Clinic  
Columbia Computer    
Lenin Computer Others  
Meetrovi La Borsa Collezioni  
Mikrocell Phones    
Orogadgets    
Technomart    
Tekpone    
Wiltelcom    
S. Herrera Bros