Special Installment Plan (S.I.P.)
Enjoy flexible and affordable installment terms at low, fixed add-on rates.


All you need is one card with a single monthly payment schedule.

With Balance Transfer (Credit to Account) from BPI Credit Cards, you can consolidate all your other credit card balances and pay in fixed monthly installments for up to 36 months at a low monthly add-on rate of 0.99%.

Avail NOW. Call 889-10000 or visit any BPI branch near you.

*Terms and Conditions apply.

  • Get cash as fast as the next banking day
  • Crediting of proceeds to a BPI/BFB account will be 6pm the next banking day. Crediting of proceeds may take longer in cases wherein additional verification is required on SIP Loan transaction and/or account details provided. Proceeds via Manager's Check (MC) shall be ready in three (3) banking days.


BPI Express Balance Transfer,

6 1.50% 0.181667 30.23%
12 1.50% 0.098333 31.72%
18 1.50% 0.070556 31.76%
24 1.50% 0.056667 31.46%
36 0.99% 0.037678 21.01%

Effective Interest Rate (P.A.) of 21.01% on 36-month term    

*New rates effective starting March 25, 2019                       

A service fee of P100 will be charged for each SIP Loan       
Availment. This fee will be reflected in the succeeding        
statement of account.                                                         



Avail NOW!
Simply visit any BPI or BPI Family Savings Bank branch nearest you with your other bank’s current billing statement of account.


*Terms and Conditions (Updated)*

For any concerns, you may email us at help@bpi.com.ph or reach us by calling our hotline numbers at:
Metro Manila: (all areas with "02" area code) 889-10000
Domestic Toll-Free No: 1-800-188-89100 (available for PLDT)
Mobile phone and International Access: +632 889-10000

Bank of the Philippine Islands is regulated by the Bangko Sentral ng Pilipinas with email address consumeraffairs@bsp.gov.ph.

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